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 Saib Hmoov

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Ntsuj_Plig
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PostSubject: Saib Hmoov   Sat Jun 06, 2015 7:58 am

First topic message reminder :

Saib hmoov seb koj yug hnub twg thiab puas zoo.

Saib Kab Tes Nias Nov

Nyeem Ntawv Kab Tes
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PostSubject: Re: Saib Hmoov   Mon Mar 07, 2016 10:11 am

Ncoibsim....

Ua neej nyob ntshaw yam twg ces npaj yuav yam ntawd ua ntej nawb. Yus lub neej yeej zoo ib yam nkaus li txoj kev nkauj kev nraug ntag, yog koj ntshaw koj nyiam nws lawm koj pheej yuav tos ces muaj ib hnub lwm tus muab yuav kiag lawm yuav mob koj siab npaum li lawv yuav koj tus hluas nkauj ntag.

Hais txog kev txais nyiaj: Yog tias nej twb chaws txais nyiaj them paj txog 0.69% tiag mas siab dhau lawm nawb, kuv los kuj tsis paub yuav hais tau li cas. Nyob rau peb teb chaws suav txij thaum 2008 uas kev lag luam poob qis los no hais txog kev txais nyiaj yuav tsheb xwb ces yeej yog pheej yig heev. 

Cia kuv maub laij me ntsis seb koj puas yog hais li qhov kuv xav no:

Piv txwv li:l

Txais nyiaj $5000.00
Paj yog 69% = $3,450.00 per year
Ua 3 xyoo them = $10,350.00 total interest 3 years
xam ua ke tag nrho nyiaj them rov qab: $15,350.00
Mothly Payment: $426.38.

Nyob ntawm peb teb chaws lub sij hawm no tus nqi paj 2.5%

Txais nyiaj $5,000.00
Paj yog 2.5% = $125.00 per year
Ua 3 xyoos them: $375.00 total interest 3 years
Xam ua ke tag nrho nyiaj them rov qab: $5,375.00
Mothly payment: $149.30

Saib seb puas yog li kuv hais no, los yog kuv to taub koj qhov paj yuam kev lawm. Raws kuv saib yog tias 0.69% mas nws ho yog qis heev li: 5000x0.69%=$34.50 xwb.
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PostSubject: Re: Saib Hmoov   Mon Mar 07, 2016 1:57 pm

Tij laug ntsuj_plig..........
nyob li ntawm txoj kev ntshaw ces yog li koj tau hais os tsam no yus kawm tag lawm kuj nrhiav tau me ntsis hauj lwm ua lawm thiab ces next step ces xav tau ib tug nyab zoo los pab txhawb yus lub neej thiab los hlub yus, tom qab ntawv xav tau muaj vaj tsev zoo rau tej poj niam me nyuam tau nyob, last step nyob rau peb txiv neej txoj kev npau suav ces kom yus muaj Ib lub me tsheb nrog luag tsav thiab muaj nyiaj txiag siv tsi nco txhawj xwb ces yeej txhais tau tias yus lub neej tiam no yus tau successfully lawm os,
hais txog qhov paj laum tsi yog lawm os tus paj uas yus mus txais hauv bank mas yog 10-12%/month.
0,69% yog tus paj uas yus mus yuav tsheb os
xws li:
kuv yuav ib lub tseb tus nqi yog = $20.000
kuv yuav tau them ua ntej 10% =$2.000
ces yus tseem tshuav li=$18.000x0,69%
nqi paj yog $124,2/month.
=18.000/60 (5years)=$300.
$300+$124.2=$424.2 per month
yus yuav tau them $424.2 per month os
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PostSubject: Re: Saib Hmoov   Mon Mar 07, 2016 2:32 pm

Yog koj mus yuav tsheb ua hli them mas koj yuav tau kom lawv ua cov Auto Loan Calculator hauv bank rau koj ces lawv yeej paub uas kawg las mas.

Saib nov mus ua los tau...

http://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx

http://www.mortgagecalculator.org/calcs/car.php

https://www.capitalone.com/auto-financing/calculators/


http://www.calculator.net/auto-loan-calculator.html


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PostSubject: Re: Saib Hmoov   Mon Mar 07, 2016 2:50 pm

haha koj mas tshaj lij tiag2 li yam twg los yeej paub tag li
tiam no ces tsuas lam xav tau xwb yeej tsi muaj hnub uas yuav muaj txog tsheej pob nyiaj mus coj lawv lub tsheb los caij li 5555
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PostSubject: Re: Saib Hmoov   Mon Mar 07, 2016 3:40 pm

Yog koj muaj nyiaj hnub nyiaj hli noj lawm ces koj mus yuav tsheb ces luag thiaj li kam koj them ua hli thiab xyoo rau luag ces koj yeej tsis tau them dab tsi tam sim li os.  Tab sis, luag muaj qhov yuav kom koj down payment seb yog pes tsawg mas luag thiaj li kam muab luag hlub tsheb rau koj yuav yog hais tias koj  tsim nyog tau txais (qualify) luag cov nyiaj yuav tsheb.
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